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The Hilton Honors American Express Business Card
Terms and restrictions apply, see rates and fees here.
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Limited time welcome bonus:
Through 12/21, you can earn 130K Hilton bonus points for opening the Hilton AMEX Business Card and spending $5,000 in 3 months.
Plus, you’ll earn a free night reward valid at any Hilton worldwide after spending $10,000 in 6 months.
You can also always earn a free night reward when spending $15,000 in a calendar year on this card and another free night reward when spending $60,000 in a calendar year on this card.
That means if you can spend $15,000 by the end of 2022, you’ll earn 130K points and 2 free nights! Or time your spending for 2023 to earn the free nights next year.
Annual fee:
$95
Comparison to previous welcome bonus:
The previous limited time welcome bonus was 130K points without the bonus free night.
Welcome bonus terms:
You may not get the welcome bonus on this card if you have or previously had this card.
Card earnings:
- 3 points per dollar everywhere
- 6 points per dollar at U.S. gas stations, on U.S. purchases for shipping, on wireless telephone services purchased directly from U.S. service providers, on flights booked directly with airlines or with Amex Travel, on car rentals booked directly from select car rental companies, and at U.S. restaurants
- 12 points per dollar at Hilton hotels.
- There are no foreign transaction fees.
Spend Threshold:
You’ll need to spend $5,000 on this card within 3 months or $10,000 within 6 months.
You can pay your federal taxes for a 1.87% fee. If you overpay your taxes you can request a refund or apply it to your next year’s taxes.
My local natural gas company allows me to prepay up to $1,000 on a credit card for a $1.65 flat fee. That’s a great way to earn miles and help meet a spend threshold. My electricity supplier allows me to pay with a credit card for free as long as I am enrolled in autopay.
Elite status:
This card offers Gold Elite status, which gives upgrades, 80% bonus points, 5th night free on awards, late checkout, breakfast, and bottled water.
You can earn Diamond status with $40K/year of spending.
Bonus free nights:
If you spend $15,000 in a calendar year you will receive a free night valid for standard rooms at Hilton hotels worldwide. Best of all, these nights can now be used on any night of the week.
If you spend $60,000 in a calendar year you will receive another free night!
Priority Pass:
Receive 10 complimentary visits to Priority Pass lounges every membership year.
Business vs Consumer card:
AMEX business cards don’t appear on your credit report. That’s good for several reasons.
First of all they won’t count against your 5/24 count for opening new Chase cards. Only cards on your report that have been opened within the past 24 months count for that.
Second, when you spend money on personal cards your credit score will be hurt even if you pay your bill on time. A whopping 30% of your credit score is based on credit utilization. You can pay off your card bill before your statement is generated to avoid that, but that takes effort and laying out money well before you have to. Additionally it’s good to have the statement close with a couple dollars to show the card is active and being paid every month. On an AMEX business card it’s just not reported, so you can wait until the money is due without it having a negative effect on your score.
Third, if you close a business card it won’t ever have an effect on your score.
You may already have a business that needs a card to keep track of expenses. For example if your name is Joe Smith and you sell items online, or if you have any other side business and want a credit card to better keep track of business expenditures you can open a business credit card for “Joe Smith” as the business. You don’t need to file any messy government paperwork to be allowed to do that.
Just be sure to select “Sole Proprietorship” as the business type and just use your social security number in the Tax Identification Number field
Hilton Card Comparison Chart:
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You can use your Hilton points for aspirational stays, like an overwater pool villa in the Maldives.
With Gold status, you’ll get free breakfast on paid and award stays at hotels like the Waldorf Astoria Jerusalem:
With a breakfast like this, you may not even be hungry for dinner…
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Will you apply for The Hilton Honors American Express Business Card?
For rates and fees of the The Hilton Honors American Express Business Card, please visit here.
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7 Comments On "Earn Up To 130K Points And Multiple Free Nights With The Hilton AMEX Business Card"
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Is it subject to a maximum of 5 Amex credit cards?
Can you use the free night award at the Waldorf Astoria Jerusalem?
Yes, but availability is very limited there. Premium rooms are not eligible for free nights, and they commonly designate all rooms as premium. Right now there is only availability a couple nights in January, and during the three weeks next July.
Dan is this accurate? if so it basically takes lot of wind from our sails as lot of us wnat to use Hilton free night minaly for this purpose whats your take?
It comes and goes. People and brokers grab up available rooms as dates open, but then they often cancel closer in, so if you watch things you can grab them.
You can search on Hilton.com for standard award nights (typically 95K nights at the WAJ).
whats the maximum reward points for the free night? no limit?
Annual fee $95. Could it be downgraded after a while? If yes to which card do you prefer downgrading?