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Earn Up To 5.50% APY On A Betterment High Yield Cash Account!
Open your first account and get an extra 0.75% APY for the rest of the year with a qualifying deposit. Protect your earnings with up to $2 million in FDIC insurance at our program banks.
And if the base variable APY changes, you’ll still get the extra boost.
- Rest easy with FDIC insurance up to $2 million ($4 million for joint accounts) with our program banks. That’s 8X the standard.
- Forget any monthly or maintenance costs—what you earn is what you keep.
- Grow your savings with an APY over 13x the national average.
- Other institutions offer higher interest rates based on a larger balance—you can grow your money with us for as little as $10.
*The annual percentage yield (“APY”) on the deposit balances in Betterment Cash Reserve (“Cash Reserve”) is 4.75% and represents the weighted average of the APY on deposit balances at the banks participating in Cash Reserve (the “Program Banks”) and is current as of July 31, 2023. This APY is variable and subject to change daily. Deposit balances are not allocated equally among the participating Program Banks. A minimum deposit of $10 is required, but there is no minimum balance required to be maintained. The APY available to a customer may be lower if that customer designates a bank or banks as ineligible to receive deposits. APY applies only to Cash Reserve and does not apply to checking accounts held through Betterment Checking. Cash Reserve and Betterment Checking are separate offerings and are not linked accounts.
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