Reminder: Triple Points Per Dollar With Chase Sapphire Preferred® Card At Restaurants And Caterers Today

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Today is the first Friday of the month and with the Chase Chase Sapphire Preferred® Card® Card First Friday promotion you earn triple points with your Chase Chase Sapphire Preferred® Card® Card on all dining purchases.

Normally you earn double points per dollar on airfare, hotel stays, car rentals, restaurants, catering, fast food, coffee shops, bars, lounges, cafes, taxis, Uber, parking, limos, buses, trains, EZPass, bridges, ferries, timeshares, etc.

Today you will earn triple points on sit-down restaurants, fast food, coffee shops, catering, bars, lounges, and more.

If you opened your card before 07/20/14 you’ll also get a 7% annual dividend that means 3.21 points per dollar. For example if you spend $100 in any restaurant you’ll get 300 points on your next statement plus 21 additional points as part of your annual dividend.

Don’t want to eat out today? Ask your favorite eatery if they sell gift cards or will allow you to have a credit balance in your name and lock bonus points by purchasing them today!

Need to pay a caterer? Do it today and pocket all those extra miles! It’s a great day to pay for bar mitzvah or wedding bills!

Are you outside of the USA? Not to worry, the Chase Sapphire Preferred® Card does not charge any foreign transaction fees. (Which also makes it the best card for car rentals in every country in the world: Double points for car rentals, free primary CDW insurance with no deductible, and no foreign exchange fees).

The card is made from metal and a real live human being answers the phone when you call customer service without having to navigate a phone-tree maze.

Currently you get 40,000 points for spending $4,000 on a new Chase Sapphire Preferred® Card and you get another 5,000 points for adding a free additional user card and using it once.

Those points can go far.  Here are some awesome things you can do with Ultimate Rewards points.

The $95 annual fee is currently waived for the first year.

-If you rent a car, the Chase Sapphire Preferred® Card is a must have.
In every country in the world you get primary rental car CDW insurance. Almost every other card only has secondary coverage when you rent a car in your home country. This means that if you damage your rental vehicle you must file the claim with your own personal insurance policy first, and only if they won’t cover the damage will the credit card cover the damage. Even additional cardholders get primary coverage when they rent.

Most credit cards also exclude countries like Israel from coverage, however all Chase cards cover you worldwide, including in Israel.  And they will give you a letter of coverage stating that you are covered in Israel so that you don’t have to argue at the rental car counter that your Chase Visa does give CDW coverage.

Plus you get double points on car rentals, meaning there is no better card out there for car rentals.

You are covered for almost all non-exotic rentals as long as the rental period is 31 days or less.

-Trip cancellation insurance is free.
Trip cancellation reimburses up to $10,000 per person, up to $20,000 per trip, and up to $40,000 per year if you need to cancel for injury, death, or sickness experienced by you, a traveling companion, or an immediate family member of you or your traveling companion. Other covered reasons include severe weather, military orders, terrorism, jury duty, home dwelling becoming inhabitable, quarantine, or financial insolvency of the travel agency or operator of your trip.

Other card benefits include:
-Price protection. Find a lower price in a store or online on a non-auction site within 90 days and get back up to $500 per item and $2,500 per year.
-Return protection. Return an item to a store that won’t take back an item for up to 90 days ($500/item, $1,000 per year)
-Purchase protection: 120 days of protection in case of damage of theft on items you buy ($500/item, $50K/account)
-Warranty protection: An extra year of warranty coverage on purchases ($10K/item, $50K/account)
-Lost Luggage Protection: If your checked or carry-on bags are lost you can be reimbursed by up to $3,000 per person.
-Trip Delay Protection: If you are delayed that either requires an overnight stay or is more than 12 hours you can be reimbursed for up to $500 in expenses per person.
-Baggage Delay Protection: If your bags are delayed by more than 6 hours you can reimbursed for up to $100 in expenses per person per day, for up to $500 per person.
-Travel Accident Insurance: Coverage if you are injured or killed on a trip.

The Chase Chase Sapphire Preferred® Card® Card earns Ultimate Rewards points and has the ability to transfer points into miles.  It also gives you the ability to transfer points from fantastic cards no annual fee cards like Chase Freedom and Ink Cash into miles as well, as those cards can’t transfer points directly into miles without having the Chase Sapphire Preferred® Card or Ink Plus card.

Points transfer at an equal ratio to:
-United (Star Alliance)
-Singapore (Star Alliance)
-British Airways (OneWorld)
-Korean (Skyteam), transfers available later this month.
-Southwest
-Virgin Atlantic
-Hyatt
-Marriott
-Ritz Carlton
-Priority Club
-Amtrak

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Other Chase cards you can apply for at the same time include the Chase British Airways (Which has no fee for the first year for a limited time only, 50K signup points, 1.25 Avios per dollar, and an annual companion award ticket if you spend $30K+ in a  year), the Chase Freedom (which has no annual fee, gives 5 points per dollar in rotating categories, and 10% bonus points until the end of the year if you have a Chase checking account), Chase United Explorer (30K signup points plus another 5K points for adding a free additional user, and it gives free luggage, free primary car rental insurance including in the US and Israel, expanded saver and standard award ticket availability, priority boarding, and more), the Chase Marriott (with 50K signup points plus a free night upon signup and a free night every subsequent year upon renewal), the Chase Ink Plus (50K signup points, 5 points per dollar on telecom/office supplies, 2 points per dollar on hotels and gas) and the Ink Business Cash® Credit Card (which has no annual fee and gives 5 points per dollar on telecom/office supplies and 2 points per dollar on dining and gas).