Update: DEAD! Don’t miss it if this becomes alive again. Sign up for deal notification alerts here!
Chase Freedom Flex and Freedom are excellent no annual fee cards thanks to their quarterly 5% categories. While they call it 5% cash back, you’ll really get 5 Ultimate Rewards points per dollar spent which can be worth much more than 5% cash. If you max out the $1,500 in bonus spending per quarter you will earn at least 30,000 Ultimate Rewards points over the course of a year (7,500 points per quarter at 5 points per dollar spent).
You can register now for 2020 Q4 spending which will be valid 10/1-12/31 at:
- Walmart and Walmart.com, including gift cards sold for other stores as well as Walmart gas stations.
- Paypal, including purchases, charity, or peer to peer payments made via Paypal.
You still can finish Q3 spending through 9/30 at:
- Amazon.com, including Amazon account reloads and gift cards sold by Amazon for hundreds of other stores
- Whole Foods Market
While Chase Freedom and Chase Freedom Flex are great cards for the bonus categories, they are not a great cards for everyday spending. However the Chase Freedom Unlimited® card also has no annual fee and is excellent for everyday spending thanks to 1.5 points per dollar that can be earned everywhere with no limit!
Read more about excellent new offers for the Freedom Flex here and about Freedom Unlimited here.
Freedom cards alone can’t transfer points into much more lucrative airline or hotel miles, but if you or your spouse has a Sapphire Reserve or Chase Sapphire Preferred® Card card then you can transfer points from Freedom to one of those cards and from there to your favorite travel currency. Read more about the highest ever Chase Sapphire Preferred® Card bonus here. The Sapphire cards also allow you to redeem your points for paid travel at a value of 1.25 or 1.5 cents per point or you can also pay yourself back at a value of greater than 1.25 or 1.5 cents per point! The Freedom cards can also keep your points alive for free if you do close one of those premium cards.
The value of the points will be based on where you use them, but if you use those points for a trip worth where they are worth 2 cents each then you’ll have effectively earned 10% back on those “5 point categories.” The sky is the limit of the value of airline miles as they aren’t tied to the cost of a ticket. That’s good for people in the know and bad for those who are not. 1 mile can be worth 0.25 cents or it can be worth 25 cents, it all just depends on how you use them!
Where will you make your Q3 and Q4 purchases?
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9 Comments On "Register Now For Chase Freedom And Freedom Flex Q4 Bonus Categories!"
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Purchases thru PayPal? Oh yes!
I’ll just keep using my Walmart 5% rebate card.
Quite ironic that for Q3 I’ve been using my Freedom card getting 5% at Amazon,
while using my Amazon card as my default getting 4% on everything through February.
5 Chase points are much more valuable than 5% back.
I haven’t been on a plane in over 25 years.
https://www.dansdeals.com/credit-cards/wow-earn-highest-ever-80000-point-signup-bonus-chase-sapphire-preferred-card/#Pay_yourself_back
Question. Can you please clarify your post about Amazon card. Are you referring to the Chase Amazon Visa? Can you clarify the 4% back on everything?
On Aug 11 Chase Amazon Visa sent me:
Ends February 11, 2021
We know you love earning extra rewards on your Amazon.com and Whole Foods Market purchases with your Amazon Rewards Visa Card.
Now, we’re giving you the opportunity to earn 4% Back everywhere else you use your card until February 11, 2021. So instead of earning 2% Back at restaurants, gas stations and drugstores, and 1% Back on everyday purchases, you’ll earn a total of 4% Back in all of these categories.
Purchases must post to your account by February 11, 2021. This offer doesn’t include purchases at Amazon.com or Whole Foods Market.
Activate 4% now
Activate by September 22, 2020
but there’s fees on every transaction for using your CC on PayPal. How does this justify the cost? A $1000 donation has a $29.30 CC surcharge.
any ideas here?