Earn 60K Bonus Points With The Chase World Of Hyatt Business Card; Should You Be Spending On This Card With The 2024 Milestone Improvements?

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Earn 60K Bonus Points With The Chase World Of Hyatt Business Card

World Of Hyatt Business Card Signup Bonus

Signup for the Chase World Of Hyatt Business Credit Card and earn 60,000 bonus points for spending $5,000 in 3 months.

World Of Hyatt Business Card Annual fee

$199

Previous cardholders

• You can earn the bonus on this card if you haven’t received a bonus on the Hyatt business card in the past 24 months and don’t currently have a Hyatt business card.
• You can get the bonus on this card even if you currently have the consumer World Of Hyatt Card.

5/24

Typically, Chase cards are subject to 5/24 restrictions, meaning that you are not likely to be approved if you have been approved for 5 or more consumer credit cards in the past 24 months. Note that the Chase system automatically counts cards like authorized user cards and store cards as cards that count towards 5/24, but if you explain to Chase that those cards are merely authorized user cards or store cards they can manually approve you for a new card.

You can check your credit report for free at the federally authorized annualcreditreport.com to check how many accounts are shown as being open in the past 24 months.

It’s important to note that business cards from most banks, including Chase business cards, do not get added to your 5/24 count of recently opened cards. That’s because business cards from most banks don’t show up on your personal credit report and the 5/24 count is based on your personal credit report. That means that applying for these cards won’t “hurt” your 5/24 count.

Spend Threshold:

You’ll need to spend $5,000 on this card within 3 months.

You can pay your federal taxes for a 1.82% fee. If you overpay your taxes you can request a refund or apply it to your next year’s taxes.

You can pay your bills, from utilities, to property taxes, to local income taxes, free of charge on your card with Paypal Bill Pay.

My local natural gas company allows me to prepay up to $1,000 on a credit card for a $1.65 flat fee. That’s a great way to earn miles and help meet a spend threshold. My electricity supplier allows me to pay with a credit card for free as long as I am enrolled in autopay.

See this post for more ideas on meeting a credit card spend threshold.

Annual Hyatt Credit

Cardholders will get a $50 statement credit when spending $50 or more at any Hyatt property worldwide, starting when they open their card and valid up to two times each anniversary year.

For Hyatt hotels that take a refundable deposit at the time of the reservation, you’ll get the credit within a few days of when the reservation is made.

Most Hyatt hotels sell gift cards, so even if you don’t have Hyatt stays, you can always walk into any Hyatt and purchase 2 $50 gift cards in separate transactions to trigger a $100 statement credit. That lowers the effective annual fee to just $99.

Elite status for all cardholders and for 5 employees

The card gives Discoverist status, which gives free premium internet, 10% bonus points at Hyatt hotels, free bottled water daily at Hyatt hotels, and 2PM late checkout.

You can also gift 5 company employees with Discoverist status.

World Of Hyatt Business Card earnings

• 4 points per dollar at Hyatt hotels.
• 2 points per dollar for fitness club and gym memberships.
• 2 points per dollar in your top 3 quarterly categories through 12/31/24 from the following categories (Effective 1/1/25, earn 2 points per dollar in your top 2 quarterly categories). No registration is required and there is no category earning cap.
  • Dining
  • Airline tickets purchased directly with the airline
  • Car rental agencies
  • Local transit and commuting
  • Gas stations
  • Internet, cable and phone services
  • Social media and search engine advertising
  • Shipping
• 1 point per dollar elsewhere.

The last of the valuable hotel point currencies and waived resort fees

After the Starwood merger, most hotel points are now worth less than 1 cent each. I value Hilton and IHG points at about 0.45 cents, and Marriott points at about 0.65 cents each. I’d value Hyatt points at about 1.6 cents each, making them by far the most valuable hotel points.

While chains like Marriott tack on massive resort fees and destination fees onto award nights, an awesome feature of the Hyatt program is that they waive resort and destination fees on award nights.

Faster Path To Hyatt Elite Status

Hyatt elite status works by calendar year. For example, if you earn enough elite qualifying nights from a combination of paid stays, award stays, and credit card spending in 2024, your status will last until 2/28/26.

The card gives 5 elite night credits towards elite status with every $10,000 that you spend.

That compares favorably to the 2 elite night credits for every $5,000 offered by the consumer card, though the consumer card offers 5 nights just for having the card, something the business card does not offer.

The main benefit of this card will be for those who spend their way to top-tier Globalist status. On the World of Hyatt card, that requires $140,000 for 56 nights, plus the 5 nights that come with the card to get to Globalist. Of course that number goes down if you spend paid or award nights in Hyatt hotels.

On the World of Hyatt Business card, that requires $120,000 for 60 nights to get to Globalist. The best move is if you have both cards, as you would need $110,000 of spending on the business card to get 55 nights, plus you receive 5 nights that come with the consumer card to get to Globalist.

Paid and award stays at Hyatt hotels combine with night credits earned with the credit card.

• Discoverist status requires 10 elite qualifying nights. This status is free for World Of Hyatt cardholders.
  • Discoverist status gives 10% bonus points on stays, free premium in-room internet, free bottled water, preferred room upgrades, elite checkin, 2pm late checkout, and bonus AA miles on stays.
• Explorist status requires 30 elite qualifying nights.
  • Explorist status gives 20% bonus points on stays, free premium in-room internet, free bottled water, room upgrades, elite checkin, 2pm late checkout, guaranteed hotel availability 72 hours in advance, and bonus AA miles on stays. There isn’t a big difference between Discoverist and Explorist.
• Globalist status requires 60 elite qualifying nights.
  • Gloablist status gives 30% bonus points on stays, waived resort fees on all stays, waived parking fees on award stays, club access or free breakfast, free premium in-room internet, free bottled water, suite upgrades at checkin, elite checkin, 4pm late checkout, guaranteed hotel availability 48 hours in advance, and bonus AA miles on stays.
  • Globalists can also book a “guest of honor award” to allow another person to be treated to all Globalist benefits for an award stay when using the Globalist member’s points.
  • Many Hyatt hotels will also buy Globalists free kosher breakfast where available. I’ve taken advantage of free kosher breakfast in Buenos Aires, Cleveland, Hawaii, Los Angeles, Melbourne, New York, Paris, Sydney, Vienna, and many more.

Thanks to earning Hyatt Globalist status, I was also given top-tier American Executive Platinum status! Hyatt elites also get perks and challenges to earn AA status.

Hyatt’s Improved 2024 Milestone Tiers, Should You Spend On This Card?

Hyatt also offers great bonuses for hitting tiers of elite qualifying nights in a calendar year.

There are new milestone tiers for 2024 that make spending on this card more rewarding.

But is it worth using this card for 1 point per dollar everywhere versus a card like the Ink Business Unlimited® Credit Card® Card or the Chase Freedom Unlimited®® Card which earns 1.5 points per dollar everywhere?

Here is a comparison chart with a look at those opportunity costs and gains. In the chart below, I have included the points selection every time, but you can also pick from the other awards which will change the opportunity gain. It also includes the max value from each award, but the math will change if you don’t max out each award. The opportunity cost and gain and cumulative from all levels.

Finally, the required spending will be lower if you also make any Hyatt paid or award night stays, have Guest of Honor stays, or have the Hyatt consumer card. Read more about the new milestone awards here.

Award Rebates For Big Spenders

If you spend $50,000 on your World of Hyatt Business Card during a calendar year, in addition to earning 25 elite qualifying nights, you will immediately be eligible for a 10% rebate on the rest of your Hyatt redemptions for the remainder of the year. You can get a rebate of up to 20,000 points per calendar year on up to 200,000 redeemed points. The rebate will apply to stays that were booked before you spend $50,000, as long as the stay is completed after you spend $50,000.

You will get an email when you complete the $50,000 of spending and Chase will have a tracker so that you know how close you are to hitting the $50,000 annual spend threshold.

Increased Promotions And Rebates For Cardholders

Hyatt often offers increased point offers for cardholders staying at Hyatt hotels.

Hyatt also often offers point rebates on awards to cardholders. If you spend over $50K in a calendar year then you can stack your 10% rebate with the general rebate that Hyatt offers to cardholders.

Waived Requirements For Hyatt Leverage

Businesses can sign up for Hyatt Leverage to receive up to 15% off standard paid hotel stays. You’ll get a code and the discount will show up in search results.

DansDeals readers can also use our code here.

The Leverage program requires that you have 50 company stays in the prior year to continue using the program, but the stay requirement is waived for World of Hyatt Business cardholders.

World Of Hyatt Cards Comparison Chart

Here is a comparison chart of the Hyatt consumer card and Hyatt business card:

Card Benefits

• Complimentary roadside dispatch
• Primary rental car collision damage waiver
• Extended warranty protection
• Purchase protection
• Trip cancellation/travel interruption insurance
• Travel and emergency assistance services
• No fee for employee business cards
• No foreign transaction fees

Point transferability

Hyatt points can be transferred between members without limits, free of charge.

You can also transfer points from Chase Ultimate Rewards to Hyatt instantly at a 1:1 ratio. This is a much better value than Chase Ultimate Rewards transfers to IHG and Marriott as Hyatt points are far more valuable than IHG or Marriott points.

Stay In Hyatt Brands And Earn Free Nights 

Hyatt’s 28 brands include:

• Hyatt
• Hyatt Regency
• Grand Hyatt
• Hyatt Place
• Hyatt Residence Club
• Hyatt House
• Park Hyatt
• Hyatt Centric
• Ziva
• Zilara
• Miraval
• UrCove
• Andaz
• Alila
• Caption by Hyatt
• Thompson
• Dream Hotels
• Unbound Collection
• Destination Hotels
• joie de vivre
• Alua
• Secrets
• Impressions by Secrets
• Dreams Resorts
• Breathless
• Zoëtry
• Sunscape
• Vivid

Stay at any 5 brands over the life of your account and you’ll earn a free category 1-4 night. Earn another free night when you hit 10 or 15 brands!

How to apply, Business card and 5/24 info:

This is a business card, but you may already have a business that needs a card to keep track of expenses. For example if your name is Joe Smith and you sell items online, or if you have any other side business and want a credit card to better keep track of business expenditures you can open a business credit card for “Joe Smith” as the business. You don’t need to file any messy government paperwork to be allowed to do that. Just be sure to select “Sole Proprietorship” as the business type and just use your social security number in the Tax Identification Number field.

If you have business paperwork you can apply under your business name. Otherwise, it’s critical to just write your own name as the business name if you are just applying for your own small business as a Sole Proprietorship that doesn’t have any business paperwork. You can then send in bills in your own name for verification.

If you’re like me and you run more than one business, you can signup for multiple of the same card for each business to manage each businesses expenses separately.

Typically, Chase cards are subject to 5/24 restrictions, meaning that you are not likely to be approved if you have been approved for 5 or more consumer credit cards in the past 24 months.

However, a pattern has developed where Chase often waives 5/24 rules when they launch a limited time offer like this, so it can be worth trying, even if you are over 5/24. If you try, be sure to leave a comment with the results!

Note that the Chase system automatically counts cards like authorized user cards and store cards as cards that count towards 5/24, but if you explain to Chase that those cards are merely authorized user cards or store cards they can manually approve you for a new card. You can check your credit report for free at the federally authorized annualcreditreport.com to check how many accounts are shown as being open in the past 24 months.

It’s important to note that business cards from most banks, including Chase business cards, do not get added to your 5/24 count of recently opened cards. That’s because business cards from most banks don’t show up on your personal credit report and the 5/24 count is based off of your personal credit report. That means that applying for these cards won’t “hurt” your 5/24 count.

Another benefit of the card not reporting on your personal credit report is that when you spend money on personal cards your credit score will be hurt even if you pay your bill on time. A whopping 30% of your credit score is based on credit utilization. You can pay off your card bill before your statement is generated to avoid that, but that takes effort and laying out money well before you have to. Additionally it’s good to have the statement close with a couple dollars to show the card is active and being paid every month. On an business cards from banks like AMEX and Chase it’s just not reported, so you can wait until the money is due without it having a negative effect on your score. That also means if you close the card, it won’t have an effect on your credit score.

Here is the Hyatt award chart and how many free nights you can earn with the card

Here is the Hyatt award chart for standard hotels:

And here is the Hyatt award chart for all-inclusive brands:

Hyatt has added the ability to book suites with points online.

You’ll need 35-45K points for a category 8 SLH hotel like the Park Hyatt Paris, Sydney, Tokyo, Norman Tel Aviv, Ca’ Sagredo Hotel Venice or Canaves Oia Suites Santorini where paid rates can cost up to $1,500/night. View category 8 hotels here.

You’ll need 25-35K points for category 7 hotel like Park Hyatt Maldives, Park Hyatt Aviara, Park Hyatt Vienna, Hyatt Regency Maui, Andaz 5th Ave, or Grand Hyatt Kauai, where paid rates can cost up to $1,400/night. View category 7 hotels here.

You’ll need 21-29K points in a category 6 hotel like the American Colony Hotel Jerusalem, Andaz Amsterdam, Park Hyatt Chicago, Hyatt Huntington Beach,  Andaz Mayakoba, Park Hyatt Abu Dhabi, Park Hyatt Buenos Aires, Grand Hyatt Baha Mar Bahamas, or Park Hyatt Toronto, or where paid rates can cost up to $1,300/night. View category 6 hotels here.

You’ll need 20K points for a category 5 hotel like The Confidante Miami Beach, Grand Hyatt Seattle, Hyatt Regency Amsterdam, Grand Hyatt Seoul, or the Park Hyatt Melbourne, where paid rates can cost up to $1,000/night. View category 5 hotels here.

You’ll need 15K points or an anniversary night in a category 4 hotel like the Hyatt Regency JFK Airport at Resorts World New York, Grand Hyatt Washington DC, Hyatt Centric Center City Philadelphia, Hyatt Place Long Island City / New York City, Hyatt Regency Boston Harbor, Hyatt Regency Paris Étoile, Hyatt Regency Hong Kong, Grand Hyatt Dubai, Grand Hyatt Melbourne, Hyatt Regency Tokyo, Hyatt Regency Sydney, Altstadt Vienna, or the Grand Hyatt Taipei, where paid rates can cost up to $700/night. View category 4 hotels here.

You’ll need 12K points in category 3 hotels like the Hyatt Regency Toronto, Grand Hyatt Denver, Hyatt House Anchorage, Hyatt Regency Cleveland at The Arcade, Hyatt Regency Morristown, Grand Hyatt Atlanta, Hyatt House across from Universal Orlando Resort, Hyatt Regency Phoenix, Hyatt Palm Springs, Hyatt House Los Angeles/El Segundo, Hyatt Place LaGuardia Airport, Hyatt Place Niagara Falls, Hyatt Place San Diego/Vista-Carlsbad, Hyatt House Austin/Downtown, Hyatt Place Waikiki Beach Honolulu, Hyatt Regency Casablanca,  Hyatt House Fort Lauderdale Airport & Cruise Port, Park Hyatt Mendoza, Akyra Manor Chiang Mai, or the Grand Hyatt Rio de Janeiro, where paid rates can cost up to $500/night. View category 3 hotels here.

You’ll need 8K points in category 2 hotels like the Hyatt Place Cleveland/Legacy Village (the only hotel within walking distance of the local Jewish community), Hyatt Place at The Hollywood Casino / Pittsburgh – South, Hyatt Regency O’Hare, Hyatt Regency Johannesburg, Hyatt Place Amsterdam Airport, or Alila Ubud Bali, where paid rates can cost up to $400/night. View category 2 hotels here.

You’ll need 5K points in category 1 hotels like the Hyatt Place Pittsburgh Airport, Hyatt Place Mt. Laurel, Park Hyatt Chennai, Hyatt Place Frankfurt Airport, Hyatt Place London Heathrow Airport, or the Hyatt Regency Kathmandu, where paid rates can cost up to $300/night. View category 1 hotels here.

The Park Hyatt Sydney and Sydney Opera House, as seen from the Sydney Harbour Bridge, January 2011:

Not a bad view from your room!

#ParkHyattParis #HomeAwayFromHome #In #Paris #SoManyGoodMemories

A post shared by DansDeals (@dansdeals) on Mar 16, 2016 at 8:21am PDT

Always a good day in Maui #MauiNoKaOi

A post shared by DansDeals (@dansdeals) on Nov 8, 2017 at 3:44pm PST

Will you apply for the World of Hyatt Business Card?