Account requires a citi checking account, which is free with no minimum balance as long as you pay 2 people/bills every month (You can even pay yourself twice to qualify!)
What i love about citi checking is that they give me 5 fee-free ATM transactions per month-and they reimberse the other banks fee!
E-Savings Account Linky
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HSBC is offering 4.80 APY at hsbcdirect.com no minimum balance and strings attached