Limited Time Offer On One Of The Best Everyday Consumer Credit Cards Out There!

Never Miss Another Deal - Follow DansDeals on Facebook

Never miss a deal: Follow us on the DansDeals App, WhatsApp, X, Telegram, Instagram, Facebook, SMS, or our Daily Email Digest.
Links may pay us a commission. We appreciate your support! View our advertiser and editorial disclosure here. The content on this page is accurate as of the posting date; however, some of the offers mentioned may have expired.

Limited Time Offer: Signup For Chase Freedom Unlimited® And Get 25K Bonus Points!

Limited time signup offer:

For a limited time only, you can earn $250 cash back, in the form of 25,000 Chase Ultimate Rewards points for opening a Chase Freedom Unlimited Card and spending $500 in 3 months. Those points are worth a minimum of $250 cash back, but they can be worth much more as shown below.

Officially this card offers 1.5% cash back, 3% cash back, and 5% cash back categories, but you’ll actually receive 1.5, 3, or 5 Ultimate Rewards points per dollar. Those points can be used for cash back, but they can also be used for travel where they can be worth much more than that.

Annual fee: 

None

Signup bonus terms: 

If you received your last Freedom Unlimited bonus on today’s date in 2023 or earlier, you are now eligible to earn another Freedom Unlimited bonus!

1. You won’t get approved for this card if you have received a signup bonus on a Freedom Unlimited card within the past 24 months. You can call Chase to find out when you last earned a bonus on those cards or you can pull up your old statements online to check when you last got a bonus. You can also send Chase a secure message with your old card number to ask when you got the signup bonus on it.
2. You won’t get approved for this card if you currently have an active Freedom Unlimited card. However, you can call Chase to change that to a Freedom Flex, Freedom, or Sapphire family card, wait 2-4 days, and then apply for a Freedom Unlimited card!
3. You can apply and Chase won’t pull your credit or approve you if you are not eligible to get the card bonus.
4. You will get the bonus for this card even if you are an authorized user on another person’s Freedom Unlimited card.
5. If you are approved, that means you will get the bonus for this card as long as you spend $500 in 3 months.

5/24:

Some Chase cards are subject to 5/24 restrictions, meaning that you might not be approved if you have been approved for 5 or more consumer credit cards in the past 24 months. Enforcement of 5/24 has been patchy for the past several years and the only way to know if you can get approved is by trying to apply.

However, a pattern has developed where Chase often waives 5/24 rules when they launch a limited time offer like this, so it can be worth trying, even if you are over 5/24. If you try, be sure to leave a comment with the results!

Typically, the only way to bypass the 5/24 rules is if the system decides to approve you, so if you are over 5/24, do not call for an approval if your application is pending!

Note that the Chase system automatically counts cards like authorized user cards and store cards as cards that count towards 5/24, but if you explain to Chase that those cards are merely authorized user cards or store cards they can manually approve you for a new card.

You can check your credit report for free at the federally authorized annualcreditreport.com to check how many accounts are shown as being open in the past 24 months.

Card earnings: 

The Chase Freedom Unlimited® Card is an amazing all-around no annual fee credit card. It’s marketed as earning 1.5%-5% cash back, but it actually earns 1.5-5 Ultimate Rewards points per dollar everywhere. As each point can be worth 1.5-2 cents (or more) each, that’s like earning 2.25%-10% back everywhere!

• 1.5 Ultimate Rewards points per dollar everywhere, marketed as 1.5% cash back.
• 3 Ultimate Rewards points per dollar on drugstore purchases, marketed as 3% cash back.
• 3 Ultimate Rewards points per dollar on dining purchases, marketed as 3% cash back. This includes dining-in, takeout, and restaurant delivery apps.
• 5 points per dollar on all travel purchased through the Chase Travel, marketed as 5% cash back.
• 5 points per dollar on Lyft spending through 3/31/25, marketed as 5% cash back.

0% APR:

Potentially, that means you can stick your payments aside from the minimum payment into a high-interest savings account and pay the card back after a year with no penalties or interest.

Card benefits:

• Trip Cancellation/Trip Interruption Insurance
• Purchase protection for items damaged or stolen within 120 days
• Extended warranty protection
• 3 months of Doordash Dashpass

Increased points value:

You can cash out your points for 1% cash back. I hope that you won’t do that.

If you or someone in your household has an Ink Business Preferred® Credit Card Card or Chase Sapphire Preferred® Card you can redeem Chase Ultimate Rewards points earned from any card at a value of 1.25 cents towards paid travel.

If you or someone in your household has a Chase Sapphire Reserve® you can get a value of 1.5 cents per point towards paid travel.

The Freedom Unlimited card can’t transfer points directly into miles, but Chase allows you to transfer points to cards where they can be transferred into miles or redeemed for a greater value. My aim is to receive a value of 2 cents per point via transfers to miles, meaning you earn up to 3-10% back for your purchases.

Airline and hotel points transferability:

If you or someone in your household has a Sapphire Preferred, Sapphire Reserve, or Ink Business Preferred you can transfer Chase Ultimate Rewards points into valuable airline and hotel mileage currencies.

Card convertibility:

You can call Chase to convert this card or any of the following cards into another card from the list below:

• Chase Sapphire Preferred® Card ($95 annual fee)
• Chase Sapphire Reserve® Card ($550 annual fee)
• Chase Freedom Unlimited® Card ($0 annual fee)
• Chase Freedom Card ($0 annual fee)
• Chase Freedom Flex Mastercard ($0 annual fee)

Note that some reps will only allow card conversions after you have had the card for 12 months.

Ultimate Comparison Chart Of Chase Ultimate Rewards Cards

Killer Combos:

Stacking multiple Ultimate Rewards cards together can supercharge your earnings by getting you more points per dollar while increasing the value of all your points.

Read more about this strategy in depth in this post.

A Chase Bifecta would consist of a household that has the Sapphire Preferred or Sapphire Reserve and the Ink Business Unlimited® Credit Card. The total effective annual fees would be either $95 with Sapphire Preferred or $250 with Sapphire Reserve after accounting for that card’s $300 annual travel credit. With the Sapphire Preferred+Ink Unlimited you would earn 1.5 points per dollar everywhere, 2.1 points per dollar on all travel after the Sapphire Preferred annual bonus, 3 points per dollar on drugstores, 3.1 points per dollar on dining, streaming, and online grocery shopping after the Sapphire Preferred annual bonus, and 5.1 points per dollar on travel booked via Chase after the Sapphire Preferred annual bonus. You’ll be able to transfer all of your points into airline miles or hotel points.

A Chase Trifecta adds a no annual fee card like the Ink Business Cash® Credit Card or Chase Freedom Flex into the mix, so your total effective annual fee will still be $95 or $250. Both of those cards give options to earn a whopping 5 points per dollar in various categories on top of the 2-3 points per dollar that the Sapphire cards offer and the 1.5-5 points per dollar everywhere else with a Freedom Unlimited card. Read more about Freedom Flex here and read more about Ink Cash here.

A Chase Quadfecta would add both the Ink Cash and Chase Freedom Flex on top of a Sapphire card and an Unlimited card, so your total effective annual fee will still be just $95 or $250. The Quadfecta is the sweet spot and allows you to really supercharge your spending everywhere.

A Chase Quinfecta could add the Ink Preferred to that mix, adding $95 to the annual fee total. This make sense if you spend money on shipping, social media advertising, or search engine advertising, or if you want free cell phone insurance.

Again, all of these cards don’t need to be in one person’s name. 2 people from the same household can split up the requisite cards that make up the Quinfecta, as they can transfer the Ultimate Rewards points back and forth between themselves freely and they can add each other as an authorized user on their cards!

Airline transfer partners:

Combined with a Sapphire card, you can transfer points at a 1:1 ratio to:

• United (Star Alliance)
• Air Canada Aeroplan (Star Alliance)
• Singapore (Star Alliance)
• Air France/KLM Flying Blue (Skyteam)
• Virgin Atlantic (Skyteam)
• British Airways (OneWorld)
• Aer Lingus (OneWorld)
• Finnair (OneWorld, via British Airways)
• Iberia (OneWorld)
• Qatar (OneWorld, via British Airways)
• Emirates
• JetBlue
• Southwest

Hotel transfer partners:

Combined with a Sapphire card, you can transfer points at a 1:1 ratio to:

• Hyatt
• IHG
• Marriott
• You can also transfer to Hilton at a 1:1.5 ratio by transferring via Virgin Atlantic.

The great thing about Chase Ultimate Rewards is how versatile and valuable they are:

The Ink Preferred Card and Sapphire Preferred cards allow you and anyone in your household to transfer Chase points into miles. They also allow you to use points at a value of 1.25 cents each towards travel.

The Sapphire Reserve also allows you and anyone in your household to transfer Chase points into miles. Plus it allows you to use points at a value of 1.5 cents each towards travel.

The fixed value is excellent and doesn’t require hunting down award space, but those points can be much more valuable by transferring them into airline miles or hotel points.

• If I want to stay in a 5 star Park Hyatt in the Maldives, Melbourne, NYC, Paris, Sydney, or Tokyo that would cost over $1,000/night, I can instantly transfer 25-40K points to Hyatt to do that, a value of up to 6 cents per point.
• If I need a one-way flight from Cleveland (or Chicago, Detroit, Miami, Montreal, Orlando, Pittsburgh, Toronto, etc) to NYC that can cost $500 each way, I can instantly transfer 9.5K points to Avios to book a short-haul on American with no last minute booking fees. Or if American doesn’t have availability I can instantly transfer 10K points to United for their short-haul award. That’s a value of up to 7 cents per point.
• Air Canada offers one-way short haul awards for just 6K miles. You can also get stopover awards for 5K miles, build round-the-world awards, and get free lap child awards in the US/Canada and bring lap children to anywhere else in the world for just C$25!
• United offers excellent award availability, especially to their cardholders, and awards can be changed or canceled for free.
• If I want to stay in a non-chain hotel that costs $300/night and don’t want to pay cash, I can redeem 20K points for the room thanks to my Sapphire Reserve card’s minimum redemption value of 1.5 cents per point or 24K points with the Sapphire Preferred’s minimum redemption value of 1.25 cents per point
• Flying Blue has award flights to Israel for 25K miles for adults or 18,750 miles for kids.
• If I want to fly in a $25,000 ANA First Class Suite round-trip from the US to Tokyo, I can instantly transfer 145K or 160K points to Virgin Atlantic. That’s a value of up to 23 cents per point. You can now redeem one-way awards for half the price as well!
• If I want to book a $2,281 business class ticket on Air Canada to Tel Aviv I can redeem 152K points for the flight thanks to my Sapphire Reserve card’s minimum redemption value of 1.5 cents per point or 182K points with the Sapphire Preferred’s minimum redemption value of 1.25 cents per point, plus I’ll earn Qantas miles for more future travel as it’s considered a paid flight instead of an award flight.
• And thousands of other possibilities from Singapore couples suites to booking Southwest awards with 2 free bags and free cancellations, to stealing 2nd base in middle of an MLB game.

Will you signup for the Chase Freedom Unlimited?