Equifax Hacked: Signup For A Year Of Free TrustedID Premier

am i just a complete and utter cynic, or is it possible this is just a ruse to get millions of people to signup for a free trial of their security service and then make millions next year, on the 13th month, when folks forget to opt out of the trial?

Is there anyone who was told their info was not “possibly taken”?

Is this something only for adults? Is there a concern for minor children?

“Based on the information provided, we believe that your personal information may have been impacted by this incident.

Click the button below to continue your enrollment in TrustedID Premier.”

Is there anyone who didn’t see this?

When you go to the link It doesn’t say if your information was hacked or not.

Thank You
Your enrollment date for TrustedID Premier is:
09/14/2017
Please be sure to mark your calendar as you will not receive additional reminders. On or after your enrollment date, please return to faq.trustedidpremier.com and click the link to continue through the enrollment process.

Does this mean I was hacked?

When does it tell you if your info was comprised ?

I entered my last name and last 6 and it enrolled me in their Premier.
I only wanted to see if my info was accessed

Looks like I was not hacked. Can I still enroll for free?

So even if I never used their service I can be affected cuz they have everyone’s credit records on file?

Only USA, or Canada too?

Also this “by agreeing to use this service, the user is waving their rights to bring a class action lawsuit against Equifax”

Can there be a class action lawsuit? Especially when 3 top execs dumped $1.5 million worth of stock when they found out several months ago!!!!

i entered my last name & social but it’s not allowing me to click on ‘continue’

according to techcrunch (https://techcrunch.com/2017/09/07/equifax-data-breach-help-site-leaves-consumers-with-more-questions-than-answers/) taking advantage of the offer means you are agreeing to their terms of service – which includes waiving any rights to compensation from the hack.

Sure sign up and WAIVE your right to any further legal action later including any potential “class action” lawsuit.
Read the fine print…

Who knows if it’s best to enroll or not if we’ve been affected by the hack?

Garbage link. keeps taking me back to last name and social numbers after clicking enroll! waste of time. keeps saying 09/17/2017. strange

Note, by signing up for the “free credit monitoring” you waive the right to participate in any related class action.

I personally would much rather they give me $150 in credit a year to freeze and my reports than some fake credit monitoring.

I typed in asdfqwerty for last name and 123456 for last 6 of social. Told me I was not hacked and was instructed to click the button below to enroll. Even gave me an enrollment date.

It’s with pointing out that if you sign up for this, you forfeit your right to sue in case of a class action lawsuit.

http://www.thelakewoodscoop.com/news/2017/09/143-million-hacked-in-equifax-breach-lakewood-locations-used-as-drop-off-points.html

Makes it sound like link is also a scam

don’t want to create mass hysteria but there is someone on lakewoodscoop claiming that the website set up to check if you were hacked is hosted by a third party with an expired certificate. what does that mean and how do we verify?

the equifax links keep running me in circles with no email link ever seen,trying calling is a huge joke,just tells u to call back later and hangs up. what kind of consumer service is this and whay is there no major news coverage.

In addition to this site, Equifax will send direct mail notices to consumers whose credit card numbers or dispute documents with personal identifying information were impacted.

Dan – Before signing up consider the consequences. See: https://www.inc.com/joseph-steinberg/6-unanswered-questions-for-equifax-after-a-massive.html

Can someone please “pin” this to the top. Its kind of important that everyone see it.

i just signed up this the same last six digits for a social security number for 7 different last names one of which was smith, jones, murphy, levine and cohen. for smith the response was “they did believe there may have been an impact”. all other names with the same social we no impact. maybe smith is a glitch. If u want to be extra cautious here u may want to put a credit freeze on your account for now

I also got hacked should I sign for the thing

I just tried. It said I MIGHT have been impacted and offered to sign me up for credit monitoring. when I clicked the link MY McAfee anti- virus warned me it was a dangerous site. PLEASE CHECK IT OUT. I would not not anyone to get messed up.

This whole thing is a scam. I tried putting in a name like Smith and a random 6 digit number and it tells me every time that I ‘Might have been hacked’. This whole thing smells funny.

By signing up, you have to agree not to hold them liable….

1 year of credit monitoring? Is this a joke? The personal information stolen will enable the thieves to steal your identity forever.
I called my congressman’s office and told them that Eqifax should provide the identity-projection service for at least 5 – 10 years.
The congressman’s rep was very receptive since one of her accounts had been hacked.
The point is:
1. Equifax makes millions of dollars by collecting your information without your approval
2. Equifax is responsible for protecting that data
3. Equifax should pay for preventing any damage resulting from not protecting that data – and not just for 1 lousy year. After 1 year, you will pay $120-$240 for that service.
Call your congressman or start paying.

The more I think about this the more P.O.’d I get.
Why should anyone trust Equifax to protect our information – even for free??? And they have the Chutzpah to ask us to give up the right to sue them. (I believe you can opt out of the arbitration clause.)

Equifax should be required to pay for any identity-protection / credit monitoring service we choose to use. They caused the problem.

I will probably sign up with something like LifeLock and tell Eqifax to reimburse me. Of course, they’ll tell me to forget it.. And I have no problem suing them for the measly $120 / year.

My prediction is that they will not want the additional hassle, cost, and bad PR from getting sued by millions of people over a small amount of money.

Question: Does anyone know where a small claims summons can be served on Equifax in NJ?

if you sign up for the check , you sign away your rights to sue Equifax – see the fine print

Dan,
My August credit score dropped about 30 points. Can it be someone else pulled a credit in my name from this hack? How can I check (without signing up for this)?
It is possible it’s just because I got a new cc 2 months ago, but I’m a bit nervous.

Following a complaint by the NY AG, I believe you now do NOT waive your right to sue if you get Equifax’s monitoring service. But why would you trust Equifax?
Equifax officers sold $1.8 million in stock before the hack was announced – but claim they didn’t know about the hack??? HA!!!
Class action suits have been filed – but I’d be surprised if affected consumers get more than a few pennies.

Stay safe and freeze your reports, don’t sign up for any credit card monitoring.

https://mobile.nytimes.com/2017/09/08/your-money/identity-theft/equifaxs-instructions-are-confusing-heres-what-to-do-now.html?action=click&module=Top%20Stories&pgtype=Homepage

After announcing a “security incident” that impacted 143 million customers Thursday, Equifax is offering customers a year of free credit monitoring by way of an apology. The credit monitoring may seem like a good deal (free is free, right?), but if you were one of the customers affected by the security breach, you might want to think twice before signing up.

In the fine print, Equifax notes that by signing up for the service, you’re agreeing to not to sue them for the breach. If your info was stolen, you might be headed toward a huge personal identity nightmare. Giving up your right to sue for 12 months of complimentary credit monitoring is likely not the best idea.

AGREEMENT TO RESOLVE ALL DISPUTES BY BINDING INDIVIDUAL ARBITRATION. PLEASE READ THIS ENTIRE SECTION CAREFULLY BECAUSE IT AFFECTS YOUR LEGAL RIGHTS BY REQUIRING ARBITRATION OF DISPUTES (EXCEPT AS SET FORTH BELOW) AND A WAIVER OF THE ABILITY TO BRING OR PARTICIPATE IN A CLASS ACTION, CLASS ARBITRATION, OR OTHER REPRESENTATIVE ACTION. ARBITRATION PROVIDES A QUICK AND COST EFFECTIVE MECHANISM FOR RESOLVING DISPUTES, BUT YOU SHOULD BE AWARE THAT IT ALSO LIMITS YOUR RIGHTS TO DISCOVERY AND APPEAL.
There’s actually already a class action lawsuit filed against Equifax for the breach, so you’d also be giving up your right to participate in that, as well as any other lawsuits.

Friday the company added an opt-out provision to the arbitration clause, but it will take a bit of work on your part:

IF YOU DO NOT WISH TO BE BOUND BY THE ARBITRATION PROVISION, YOU HAVE THE RIGHT TO EXCLUDE YOURSELF. Opting out of the arbitration provision will have no adverse effect on your relationship with Equifax or the delivery of Products to You by Equifax. In order to exclude Yourself from the arbitration provision, You must notify Equifax in writing within 30 days of the date that You first accept this Agreement on the Site (for Products purchased from Equifax on the Site). If You purchased Your Product other than on the Site, and thus this Agreement was mailed, emailed or otherwise delivered to You, then You must notify Equifax in writing within 30 days of the date that You receive this Agreement. To be effective, timely written notice of opt out must be delivered to Equifax Consumer Services LLC, Attn.: Arbitration Opt-Out, P.O. Box 105496, Atlanta, GA 30348, and must include Your name, address, and Equifax User ID, as well as a clear statement that You do not wish to resolve disputes with Equifax through arbitration. If You have previously notified Equifax that You wish to opt-out of arbitration, You are not required to do so again. Any opt-out request postmarked after the opt-out deadline or that fails to satisfy the other requirements above will not be valid, and You must pursue your Claim in arbitration or small claims court.
What’s the right move? That depends on how much you trust Equifax. Signing up requires you to give even more of your info away (six digits of your social rather than the common four), and wait a while before you can get access to the credit monitoring services. It’s not exactly the best deal.

If you do skip it (or even if you don’t), you can request a free copy of your credit report each year from all three major reporting agencies. And if you were one of the people affected by the breach and don’t plan on making any purchases anytime soon, it might make sense to proactively put a freeze on your credit until you figure out exactly how big the problem is.

Please tell me exactly how, where to cancel after my year free membership is completed. Thank you

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