Author Topic: Amex F/R Master Thread (Read 2288586 times)

Dan · « **Reply #240 on:** December 10, 2010, 12:45:58 PM »

Quote from: Reuven321 on December 10, 2010, 12:41:49 PM

B"H I just cleared my F/R. I didn't have any tax returns to send them so I simply told them that and they requested that I send in my last 3 bank statements and last two pay stubs (I started working in March). They were nice, even though I kept calling back. Could be it helps to keep calling because they see you are interested in doing what they want.

Mazal Tov!

AsherO · « **Reply #241 on:** December 10, 2010, 12:57:15 PM »

Is it my imagination or do F/Rs come in waves?

md · « **Reply #242 on:** December 12, 2010, 10:54:48 PM »

Quote from: AsherO on December 10, 2010, 12:57:15 PM

Is it my imagination or do F/Rs come in waves?

I get fr'd every year on all of our business accounts because of our high credit line.

Yordai Dooma · « **Reply #243 on:** December 20, 2010, 10:50:39 PM »

Woohooo! The wife got FR'd today.

From speaking to others who got FR'd recently, it is quite clear that adding additional cardholders is one of the triggers. We had recently added some to take advantage of the 1k spg point promo. Some friends who did the same also got FR'd.
Will keep the oilam updated on how it goes...

shach · « **Reply #244 on:** December 20, 2010, 10:56:46 PM »

Quote from: David on December 20, 2010, 10:50:39 PM

Woohooo! The wife got FR'd today.

From speaking to others who got FR'd recently, it is quite clear that adding additional cardholders is one of the triggers. We had recently added some to take advantage of the 1k spg point promo. Some friends who did the same also got FR'd.
Will keep the oilam updated on how it goes...

how long after you added additional card holders did you get FR'd?

Yordai Dooma · « **Reply #245 on:** December 21, 2010, 01:02:28 AM »

about 2 weeks

shach · « **Reply #246 on:** December 21, 2010, 08:57:13 AM »

Quote from: David on December 21, 2010, 01:02:28 AM

about 2 weeks

I added numerous cards three weeks+ ago b"h nothing yet...will update

WhiteWolf · « **Reply #247 on:** December 22, 2010, 07:15:40 PM »

Quote from: Cunning on December 07, 2010, 08:40:25 PM

I just got suspended and FR from AMEX !! They are requesting the 4506T Form . I have a Starwoods card with a 1000 limit and a premier gold charge card with no limit . I have reported taxable income of 29500 on 2009 tax returns. I was also on unemployment at the end of the year and it is on the tax returns that i received unemployment income . Should i risk sending in the form or just close the accounts ? And if i should close then what is the best place to transfer AMEX gold points continental or spg ?

Quote from: Dan on December 07, 2010, 08:45:32 PM

I would still send in the forms if you have 30k in income.
You should have 30 days even if they close your accounts to transfer the points.

Let us know what happens!

I finally got done with my FR by Amex The star woods card was not touched, the gold card went from unlimited
to 3000 . I spoke in length to my account manager and, he said as long as some income was reported the majority
of times they will not close the account just lower your credit limit based on how much was reported. If you do get FR
from amex as long as you reported a few thousand on your tax returns, the only thing that will happen is a lower credit
line not a closed account !

Yordai Dooma · « **Reply #248 on:** December 28, 2010, 11:37:50 AM »

Quote from: David on December 20, 2010, 10:50:39 PM

Woohooo! The wife got FR'd today.

From speaking to others who got FR'd recently, it is quite clear that adding additional cardholders is one of the triggers. We had recently added some to take advantage of the 1k spg point promo. Some friends who did the same also got FR'd.
Will keep the oilam updated on how it goes...

all done. Gold card and plat both have limits now.
Pretty strange that they do that even though our tax returns do reflect our stated income.

miles · « **Reply #249 on:** January 23, 2011, 12:45:19 PM »

Quote from: David on December 28, 2010, 11:37:50 AM

all done. Gold card and plat both have limits now.
Pretty strange that they do that even though our tax returns do reflect our stated income.

what income is on ur tax return

Dan · « **Reply #250 on:** January 23, 2011, 12:47:14 PM »

Quote from: miles on January 23, 2011, 12:45:19 PM

what income is on ur tax return

That's an awfully personal question!

how · « **Reply #251 on:** January 23, 2011, 01:59:13 PM »

Quote from: Dan on January 23, 2011, 12:47:14 PM

That's an awfully personal question!

+1

Yordai Dooma · « **Reply #252 on:** January 23, 2011, 02:19:35 PM »

Quote from: Dan on January 23, 2011, 12:47:14 PM

That's an awfully personal question!

+1
Lets put it this way...our stated income is my annual income + my wife's annual income

miles · « **Reply #253 on:** January 23, 2011, 03:15:42 PM »

Quote from: David on December 20, 2010, 10:50:39 PM

Woohooo! The wife got FR'd today.

From speaking to others who got FR'd recently, it is quite clear that adding additional cardholders is one of the triggers. We had recently added some to take advantage of the 1k spg point promo. Some friends who did the same also got FR'd.
Will keep the oilam updated on how it goes...

what income u entered on the appllication