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American Express is a DansDeals.com advertiser.
American Express is a DansDeals.com advertiser.
Originally posted on 10/27/16:
Offer expired!
The Blue for Business® Credit Card from American Express
The Blue for Business card is an excellent no annual fee card.
-10K Membership Rewards points after making any purchase within 3 months.
–10.3 points per dollar at restaurants (up to $2,000) within 6 months.
–3.3 points per dollar on Uber (up to $50,000) within 12 months.
–2.3 points per dollar everywhere (up to $50,000) within 12 months.
–2.3 points per dollar on Uber after the first 12 months.
-The Blue for Business card also always earns a 30% annual points bonus based on the past year’s purchases, so you’ll earn 1.3 points per dollar spent everywhere after the first 12 months.
-The Blue for Business card also participates in Open Savings for 5% cash back at Fedex, Hertz, HP, and 800-Flowers on top of the regular 1.3 points per dollar earnings.
While the Blue for Business card can’t transfer points directly into miles, the points can be transferred into miles if you have a card like The Amex EveryDay Preferred Card, The Amex EveryDay Card, the Premier Rewards Gold Card, The Platinum Card® from American Express, The Business Gold Rewards Card from American Express OPEN, or The Enhanced Business Platinum Card® from American Express OPEN.
That means if you hold a combination of the Everyday Card and the Blue for Business card you will have no annual fees, but can earn at least 1.3 real airline miles per dollar everywhere (and more on groceries and Uber). And you’ll earn significantly more than that with the current limited time promotions.
If you have a Business Platinum card you’ll be able to redeem points earned on this card for at least 2 cents each on airfare. Combined with the earning power on this card that can become extremely lucrative. Everyday purchases in the first year would earn 4.6% towards airfare and restaurant purchases would 20.6% towards airfare!
AMEX business cards don’t appear on your credit report. That’s great for several reasons.
First of all they won’t count against your 5/24 count for opening new Chase cards. Only cards on your report that have been opened within the past 24 months count for that.
Second, when you spend money on personal cards your credit score will be hurt even if you pay your bill on time. A whopping 30% of your credit score is based on credit utilization. You can pay off your card bill before your statement is generated to avoid that, but that takes effort and laying out money well before you have to. Additionally it’s good to have the statement close with a couple dollars to show the card is active and being paid every month. On an AMEX business card it’s just not reported, so you can wait until the money is due without it having a negative effect on your score.
Third, if you close a business card it won’t ever have an effect on your score.
You may already have a business that needs a card to keep track of expenses. For example if your name is Joe Smith and you sell items online, or if you have any other side business and want a credit card to better keep track of business expenditures you can just open a business credit card for “Joe Smith Sole Proprietorship” as the business. You don’t need to file any messy government paperwork to be allowed to do that.
Just be sure to select “Sole Proprietorship” as the business type and just use your social security number in the Tax Identification Number field.
Will you signup for Blue for Business?
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60 Comments On "AMEX Blue For Business Limited Time Offer: Earn More Than 2 Points Per Dollar Everywhere And 10 Points Per Dollar On Restaurants With No Annual Fee!"
All opinions expressed below are user generated and the opinions aren’t provided, reviewed or endorsed by any advertiser or DansDeals.
is the Blue card available for product change to other MR earning biz cards? Thinking Blue -> Green -> then hopefully upgrade offer to Gold/Plat?
Already have had green/gold/plat before
Can you get the 10x Restaurants for 6 months and the 2x spend for the year if you transfer and existing business card to this product?
I see 2X points only as follows: 2X Points for each dollar of eligible purchases made when you book on the American Express Travel website‡
1X Points for each dollar you spend on eligible purchases‡
Never mind, I see it is a benefit only when clicking on your link! Thanks!
approved!
1) Is this the only card that can accumulate points but not convert into miles?
2) More importantly, can this card “hold” MR points while you cancel other MR cards before getting others?
Hi Dan.
Any updates on prepaid cards accepting deposits from VISA Debit?
Please…
@ben:
I don’t believe that Blue is eligible for product changes, but please correct me if you have experienced otherwise.
@Bonus reward with a Transfer?:
New signups only.
@Afro:
Congrats!
@Amusch:
There are some others.
Yes, this can hold your MR balance and keep them alive.
@Shimon:
Try to get money orders?
Too bad about that 50k limitation
Dan:
If I can get 2% cash back on every purchase with a Capital One Spark VISA, do I still need a “points” type reward card?
@Jay: You? No. Others, yes.
What if I already have the card? Is it then only 1 for 1?
@The other Jay: LOL
@njmacman: IT’S ONLY FOR NEW APPLICATIONS
I got this card in 2013 by downgrading an SPG biz to avoid the annual fee. Not sure if that (dated) info sheds any light on product change rules.
I called American Express to inquire about this offer and was told that it is a bogus offer. Is that true?
@Matt:
It’s legit. Don’t rely on phone reps.
Does the get 10x for Starbucks purchases through MPX?
which other card or cards can I add to the same pull and that wont count towards my 5/24? I already have the spg biz and the plat biz
thanks in advance
@2bm:
http://www.dansdeals.com/amex-business-cards
Should I open this card instead if keeping Amex Gold($195 fee paid last month, I don’t see a bonuses to keep it)?
@dan thanks for the link. do you recommend anyone in specific?
@Shimon:
They’re very different product offers, but with no annual fee this is a great value.
@2bm:
Business Gold charge card?
thanks! will do a 2bm soon.
I have Amex Gold and I got an offer 75k for open Amex Business Gold, should I keep both of these?
Amex Gold I got by downgrading from Platinum Consumer card, so I never got any bonus and paid $195 fee immediately, without 1 year free. May I close it and try to apply again with the bonus and free 1 year? Thank you
Does this card get you free entry into the lounges at airports?
When I click your link to the Everyday Card, it shows an annual fee of $95. Is there a different card that, in combination with the Blue Business Card, would be able to be used for the mile transfer arrangement you described that does not have an annual fee?
@Shimon:
Try opening a new one without closing it to have the best odds of getting the bonus.
@Sam:
No.
@puzzlefighter:
http://www.dansdeals.com/go/Everyday6/
If you open it for the sake of your eBay business and use it for personal purchases, will Amex know or care?
10 points on restaurants international? or only in the USA?
@Michael:
That’s fine.
@Moe:
US
Hi Dan, thank you for the advice,
got approved for Amex Business Gold, credit card still pending;
what spending categories is better to choose for 3%, and is it worth to keep the consumer Gold card.
I find that Amex cust. service in the Philippines is worthless. Do you have a # to get to USA cust. service ?
If I don’t have any other of the Amex cards listed, what can I do with these points, do they offer credit to the account or cash value?
i’m still seeing this offer today and looks like extended to 2/22, the only part missing is the higher UBER points, am i missing something?
What is the standard sign-up bonus for this card? Is 10K the most it goes to?
little OT is there a way also to transfer BCP to MR points? TIA
Hi Dan, Where is the uber benefit discussed? Already got the card, but was still charging my Uber rides to my Sapphire reserve!
@Isaac K.:
10K is the regular bonus, it’s the bonus points that are what make this an awesome offer.
@eli:
No.
@Sol:
All AMEX cards that earn MR points earn a bonus point per dollar on Uber.
I got declined, how do i get approved and should i reapply?
@Eric:
Try calling reconsideration.
Did anyone realize that this CC does not offer return protection? I’ve been using it for months thinking it did just like all the other amex’s, and was pretty frustrated to realize that it did not offer it (only purchase protection and extended warranty).
In regards to ” While the Blue for Business card can’t transfer points directly into miles”. What does this mean? Cant use towards travel?
will applying for this card affect my credit score even in the short run?
i’m not seeing where to select “Sole Proprietorship” as the business type. where in the application is that?
@Eva:
You can use it for travel, but you need one of the other cards to facilitate transferring points from this card into real airline miles.
@Nirc:
Short run it will go down a little, but after a few months it will be higher than when you applied.
@miriam:
Under “Company Structure”
Went for it. had to use my mobile as the site wouldn’t load at work. here’s hoping the spend categories you talked about hold true.
THANKS!
approved!
Did 2bm for spg biz and blue biz.
Got approved for the blue biz card but they’re saying the spg card has to go on a 5 day hold till they can resubmit the application. Saying they can only review 1 application per 5 days.
@puzzlefighter:
They will 🙂
@miriam:
Congrats!
@Reuvenhunt:
Happens sometimes, can still call Experian to merge the inquiry if it posts twice.
Thanks Dan.
Just applied for this and the SPG business from your links.
Both came back pending review and that I should call for a decision.
I called and they said to wait 7-10 days.
Anything else to do or should i just wait?
@abraham:
Hang tight 🙂
Thanks Dan. I applied for this card by the 22nd and it arrived but when I called to confirm the terms, they didn’t have the 10K Membership Rewards points after making any purchase within 3 months OR the 10.3 points per dollar at restaurants (up to $2,000) within 6 months or the 3.3 points per dollar on Uber (up to $50,000) within 12 months and only had 2 not 2.3 points per dollar everywhere (up to $50,000) within 12 months and no 2.3 points per dollar on Uber after the first 12 months! Please do you have a poid code, screen shots, or other proof of the offer?
DAN:PLEASE ADVISE?
I got the card before sign up date. No bonus points for ANYTHING! Not 10K sign up nor 10.3 points per dollar at restaurants nor 2.3 points per dollar anywhere.
I know you wrote to @Matt:
It’s legit. Don’t rely on phone reps.
But here we are two billing cycles later and I called rep just now and they say no such offer. (I said I’ll review my notes and call back).
Any advice?
@Matt: Did you apply and get card? I did and no bonus points. How about to you?
Call back and ask for a manager.
@Dan: Is there a code I should mention?
@Dan: Theyre saying it was denied because I already have a business card (under a different name but same SS#). I told them that’s a non-affiliated totally separate business and should have nothing to do with it. I am entitled to have more than one business. They say it all goes under my SS#
They escalated it for review. Any suggestions? Yasher Koach!
@Anonymous:
Still saying it was denied because I already have a business card (under a different name but same SS#). I told them that’s a non-affiliated totally separate business and should have nothing to do with it. I am entitled to have more than one business. They say it all goes under my SS#
Any suggestions? Yasher Koach