DansDeals will receive compensation if you are approved for a credit card via a link in this post. Terms apply to American Express benefits and offers, visit americanexpress.com to learn more.
Update: Several readers report getting targeted for 250,000 points via the link below, be sure to check and see what your offer is!
Limited Time Travel Offer: Earn $500 Off $2,500 Airfare, Plus 150,000 Points With The Fantastic AMEX Business Platinum Card, And Much More!
Welcome bonus:
Apply by 6/30/25 and you can earn 150,000 American Express Membership Rewards welcome bonus points for opening an AMEX Business Platinum card and spending $20,000 within your first 3 months of card membership.
You can also earn a $500 statement credit for spending $2,500 on flights booked directly with airlines or through AMEX Travel with your Card in the first 3 months of Card Membership.
You can earn one or both of these offers. Offer expires 6/30/25.
Annual fee:
$695.
There is a $350 annual fee for additional Platinum cardholders and no annual fee for additional Employee Business Expense cardholders. Plus no-fee business expense cardholders can still get their own free Global Entry/Pre-Check membership!
For rates and fees of the AMEX Business Platinum Card, please visit here.
Welcome bonus terms:
As with all AMEX cards, if you’re an existing AMEX cardholder, there is no hard credit pull for applying for a card.
You officially won’t get the welcome bonus on this card if you have or have had this card, though readers have reported success after several years.
You can tell if you are eligible for an AMEX welcome bonus by simply applying. If you are not eligible for the bonus you will get a popup notification after clicking to apply for the card. At that point you can decide whether to proceed or cancel the application before it is actually processed.
You must keep the card active without closing or downgrading it for at least 12 months.
Card earnings:
- 5 points per dollar on flights and prepaid hotels booked on AMEXTravel.com.
- 1.5 points per dollar on purchases of $5,000+
- 1.5 points per dollar on electronic goods retailers and software & cloud system providers, construction material and hardware suppliers, and shipping providers.
- The cap on the combined 1.5 point categories is $2 million in annual spending.
- 1 point per dollar everywhere.
- There are no foreign transaction fees.
- Construction material and hardware suppliers are in the primary business of selling a range of supplies, including items like raw materials (e.g., lumber, concrete, metals) and building supplies (e.g., hardware, flooring, paint, plumbing, AC/heating, electrical). Includes stores like Builders FirstSource, Home Depot, Lowe’s, Northern Tool, Sherwin-Williams, etc.
- Electronic retailers are in the primary business of selling a range of electronic goods (e.g., Dell, Best Buy, Newegg, etc.).
- Software and cloud system providers are in the primary business of selling programs and data storage, whether downloaded or cloud-hosted (e.g., AWS, Adobe, Salesforce, etc.).
- To earn additional rewards for shipping, the purchase must be made in the U.S. for courier, postal, and freight shipping services. Examples of merchants that accept the Card and where you can earn additional rewards include: FedEx, UPS, United States Postal Service, etc.
Spend Threshold:
You can pay your federal taxes for a 1.85% fee. If you overpay your taxes you can request a refund or apply it to your next year’s taxes.
My local natural gas company allows me to prepay up to $1,000 on a credit card for a $1.65 flat fee. That’s a great way to earn miles and help meet a spend threshold. My electricity supplier allows me to pay with a credit card for free as long as I am enrolled in autopay.
See this post for more ideas on meeting a credit card spend threshold.
$200 Annual Hilton credit:
You can register here for $50 cash back at Hilton hotels every quarter.
This is identical to the 4 credits of $50 every quarter on the Hilton Honors American Express Surpass® Card, which allows you to get the credit on Hilton gift cards sold online here.
During your stay, you can have the front desk add the value of your gift cards to your folio balance. Just tell them to run the gift card as a credit card for the full $50 value per gift card.
Apply now and you can earn this bonus 5 times in your first cardmembership year, for a total of $250 back at Hilton!
Annual Dell credit:
Through 6/30/25: You can register here for a $200 statement credit at Dell.com good through 6/30/25.
Effective 7/1/25: You can earn an annual $150 Dell statement credit. You can earn this between 7/1/25-12/31/25 even if you already earned a $200 statement credit by 6/30/25. Additionally, there will be an annual $1,000 off $5,000 Dell statement credit, which you can spend in one or more purchases.
From 2026 and on, only the $150 and $1,000 off $5,000 annual credits apply.
AMEX Business cards also often have an AMEX Offer available for 10% off all purchases from Dell.
Dell allows you to split a charge among 3 credit cards at checkout. If you have multiple Business Platinum cards that means you can get a credit on each one by splitting the charge among multiple cards.
You can find Dell deals that we have posted here.
Apply now and you can earn the $200 bonus once, the $150 bonus twice, and the $1,000 bonus twice in your first cardmembership year!
$120 Annual Wireless credit:
You can register here for $10 cash back on your wireless bill every month! Plus don’t forget that this card now comes with cell phone protection when you pay your bill with this card!
Valid only on purchases for monthly wireless telephone service charges made directly from a wireless telephone service provider in the United States and U.S. Territories. Purchases for hardware and equipment are NOT included. Any purchases from third parties, authorized retailers or resellers are excluded.
Apply now and you can earn the $10 bonus thirteen times in your first cardmembership year!
Adobe credit:
Through 6/30/25: You can register here for $150 cash back on Adobe.com for annual prepaid plans for eligible Creative Cloud for teams and Acrobat Pro DC with e-sign for on the Card. Valid only on purchases of annual prepaid subscriptions for Creative Cloud All Apps or Single Apps for Teams or Acrobat Pro DC with E-Sign or advanced E-Sign for Teams. Adobe Creative Cloud InCopy App is not eligible.
Commenters report that this credit is working for Adobe individual accounts as well!
Effective 7/1/25: You can earn an annual $250 off $600 Adobe statement credit. This benefit will no longer be limited to Creative Cloud for teams and Acrobat Pro DC, it will now be valid for all US purchases made directly from Adobe. You can earn this between 7/1/25-12/31/25 even if you already earned a $150 statement credit by 6/30/25.
Apply now and you can earn the $150 bonus once and the $250 bonus twice in your first cardmembership year!
$360 Indeed credit:
You can register here for $90 cash back on Indeed.com every quarter. Each quarterly eligibility period is defined as January to March, April to June, July to September, October to December.
Apply now and you can earn the $90 bonus five times in your first cardmembership year!
$199 annual CLEAR Plus credit
Platinum Card members can enroll in CLEAR and get reimbursed for up to $199 in annual charges. Registration is not required.
CLEAR Plus normally costs $199/year, but United and Delta non-elite members can enroll in CLEAR Plus for $189/year. United and Delta cardholders and mid-tier elite members can enroll in CLEAR Plus for $159/year. United 1K elites can enroll in CLEAR Plus for $129/year. Delta Diamond/360 and United Global Services elites get CLEAR Plus for free. Federal, state, and local government employees, as well as active duty military and veterans can enroll in CLEAR Plus for $119/year..
A CLEAR Plus member can add up to 3 adults for $119 each, which can also be covered by those cards. Kids under 18 can go with their parents for free without a membership or biometrics required.
Kids under 18 can go with their parents for free without a membership or biometrics required.
CLEAR allows you to skip to the front of the line. If you have PreCheck you can skip to the front of the PreCheck line and if you don’t have PreCheck you can skip to the front of the regular line.
You don’t need to take out your ID either, your fingerprint or eye act as your ID.
The dependability that skipping the line gives you is simply amazing. It means I can leave my house 55 minutes before a flight and know that I won’t miss my flight out of CLE. When I’m with my family I’ll leave plenty of time and enjoy the airport lounge, but if I’m solo, the less wasted time in the airport is always a win.
Apply now and you can earn the $199 bonus twice in your first cardmembership year.
$200 annual airline fee credit:
Every calendar year, you can get a $200 credit for airline fees. That means you’ll get back $400 in fees during your first cardmembership year with $200 back in 2025 and $200 back in 2026.
You can register for an airline here.
You can read this post to see what currently works for airline fee credits.
Apply now and you can earn the $200 bonus twice in your first cardmembership year.
Creating a killer combo with Blue Business Plus:
If you have The Blue Business® Plus Credit Card from American Express you’ll earn 2 points per dollar everywhere on up to $50K in annual spending.
If you also have a Business Platinum card that means you’ll earn a minimum of 3.08% back towards travel everywhere thanks to Hybrid points!
Hybrid Points And Lucrative Points Rebate:
The Business Platinum card allows you to choose whether to redeem points for paid travel or to transfer points into airline miles when tickets are expensive. That’s a powerful tool that shields you from program devaluations.
AMEX transfer partners include:
- ANA (Star Alliance) 1:1 transfer.
- Aer Lingus (OneWorld) 1:1 instant transfer.
- AeroMexico (Skyteam) 1:1.6 transfer.
- Air Canada Aeroplan (Star Alliance) 1:1 instant transfer.
- Air France/KLM Flying Blue (Skyteam) 1:1 instant transfer.
- Alaska (OneWorld) 1:1 instant transfer via Hawaiian
- Avianca Lifemiles (Star Alliance) 1:1 instant transfer.
- British Airways (OneWorld) 1:1 instant transfer
- Cathay Pacific Asia Miles (OneWorld) 1:1 instant transfer.
- Delta (Skyteam) 1:1 instant transfer.
- Emirates 1:1 instant transfer
- Etihad 1:1 instant transfer
- Finnair (OneWorld) 1:1 instant transfer via BA
- Hawaiian 1:1 instant transfer
- Iberia (OneWorld) 1:1 instant transfer
- JetBlue 1:0.8 instant transfer
- Qantas (OneWorld) 1:1 instant transfer
- Qatar (OneWorld) 1:1 instant transfer via BA
- Singapore (Star Alliance) 1:1 instant transfer.
- Virgin Atlantic 1:1 instant transfer
- Choice Hotels 1:1 instant transfer
- Hilton 1:2 instant transfer
- Marriott 1:1 instant transfer
Mileage transfers can often make sense for one-way, last-minute, or premium class travel. The value with airline miles can be under a cent each if used poorly, but properly used the points can be worth 5 cents, 10 cents, 15 cents, or even more per point, the sky is the limit.
For example, I love using 6.5K miles transferred to Avianca to book a last minute $459 ticket on United, thanks to Avianca’s amazing short-haul redemption award chart.
Or you can transfer just 4.5K miles to Hawaiian and then to Alaska to book a last minute $459 ticket on AA, thanks to Alaska’s amazing short-haul redemption award chart.
There are also often bonus offers for transfers from AMEX to airlines.
Otherwise, you can choose to use them for paid tickets when tickets are less expensive at 1.54 cents (or higher) value per point.
That’s because Business Platinum cardholders get a 35% points rebate for award redemptions on paid tickets on the airline that you chose for your $200 fee credit in coach. You can chat with AMEX online to change your airline selection. You’ll also get a 35% points rebate on all airlines in business and first class. You can book these tickets on AMEXTravel.com. If you want to redeem for travel on Southwest then you’ll need to call AMEX to book.
In other words if you want to book a $250 flight you’ll use 25,000 points, but AMEX will give you a 35% rebate, so you’ll get back 8,750 points in coach on the airline of your choice or in business/first class on all airlines, making the net cost just 16,250 points and earning you a value of 1.54 cents per point. When you use points for paid tickets you don’t pay any taxes and you still earn miles for the flight!
Plus, the rebate is stackable with discounted AMEX Insider fares that can be excellent deals. For example, a $350 flight can be discounted to just 25K points, meaning you’ll still pay just 16,250 points, a value of 2.15 cents per point!
You can get up to 1,000,000 rebated points per year.
This hybrid redemption ability makes your points very valuable as they can be used for mileage transfers or paid flights, whichever provides more value for the flights you want to book.
Gold elite status with 2 hotel chains:
The Platinum card offers Hilton Gold and Marriott Gold elite status.
You can also enroll additional Platinum cardholders for Gold elite status, but that needs to be done over the phone.
Hilton Gold status gets you upgrades, bonus points, 5th night free on awards, late checkout, breakfast, and bottled water. Free breakfast doesn’t usually do much for me as a kosher traveler, but at the Waldorf Astoria Jerusalem the fantastic daily kosher breakfast is free for Hilton Gold members. There is a mind-boggling quantity of awesome kosher food there, from dozens of daily hot dishes to hard cheeses, fresh fruits and pastries to fresh squeezed juices and espresso drinks, as well as on-demand dishes like french toast, pancakes, waffles, and eggs.
Marriott Gold status gets you late checkout, more points per dollar spent at Marriott hotels, room upgrades, enhanced in-room WiFi, and a points amenity on stays, even when redeeming points.
Car Rental Perks
- Get a 4 hour late return fee-free grace period, exclusively discounted pricing, and President’s Circle status at Hertz
- Get National Executive status with guaranteed upgrades, executive aisle access, and faster free award rentals.
Centurion lounge access:
AMEX Business Platinum cardholders and The Platinum Card® from American Express consumer cardholders can access Centurion lounges for free. Additional Platinum cardholders that have an annual fee can also access the lounges for free. Adult guests cost $50 and children 2-17 cost $30. If you spend $75K/year on your Platinum card you can bring 2 free guests on your visits.
Centurion lounges offer showers, complimentary food, drinks, cocktails, etc.
Currently, there are Centurion Lounges in:
- Atlanta (Concourse E)
- Charlotte (Intersection of Concourses D & E, mezzanine level)
- Dallas/DFW (Terminal D, near American)
- Denver (Concourse C)
- Houston/IAH (Terminal D, near United)
- Las Vegas (Concourse D, near United)
- Los Angeles (TBIT)
- Miami (Concourse D, near American)
- NYC/JFK (Terminal 4)
- NYC/LGA (Terminal B, near American and United)
- Philadelphia (Terminal A West, near American)
- Phoenix (Terminal 4)
- San Francisco (Terminal 3, near United)
- Seattle (Concourse B)
- Washington/DCA (Terminal 2)
International AMEX lounge locations include:
- Buenos Aires/EZE
- Delhi
- Hong Kong (Terminal 1)
- London
- Melbourne
- Mexico City (4 locations)
- Mumbai
- Monterrey, Mexico (2 locations)
- Sao Paulo/GRU
- Stockholm
- Sydney
- Toluca, Mexico
Centurion lounges opening in the future include Tokyo/HND in 2025 and Newark in 2026.
Priority Pass membership:
You can enroll here for a Priority Pass membership.
Primary and additional Platinum cardholders can bring in 2 free guests each.
See the Priority Pass site for their complete list of lounges.
Delta SkyClub:
You can access Delta lounges for free with a Platinum card when flying on Delta. You don’t get any free guests, but additional Platinum cardholders can access Delta lounges for free as well.
Select Delta SkyClubs, such as JFK, have complimentary hot kosher meals upon request. Others have kosher snacks upon request as well.
Lufthansa, Escape, and Plaza Premium lounges
You can search for lounges here.
Currently, there are US Escape lounges in Cincinnati, Greenville, Hartford, Minneapolis, Oakland, Ontario, Phoenix, Providence, Reno, Sacramento, and West Palm Beach, and there is an Airspace lounge in San Diego. Primary and additional Platinum cardholders can bring in 2 free guests each.
There are over 50 Plaza Premium lounges worldwide. Primary and additional Platinum cardholders can bring in 1 free guest each.
You can also access Lufthansa lounges when flying Lufthansa, as found here. No free guests are included, though additional user cards can access lounges.
Global Entry/Pre-Check Fee Refund For You And Your Additional Cardholders:
It costs $85 to apply for a 5 year TSA Pre-Check membership which makes flying pleasant again. Shorter lines, no need to remove your shoes, belt, jacket, or hat. You can keep your laptop and small liquids inside your carry-on. And you go through a good old fashioned metal detector instead of assuming the position in the body scanner. If you charge it on your Platinum card the fee will be refunded.
It costs $120 to apply for a 5 year Global Entry membership which lets you bypass the customs line. If you have Global Entry you also get TSA Pre-Check for free. If you charge it on your Platinum card the fee will be refunded. Kids can now apply for Global Entry for free with parents who are part of the program.
You can read more more about the differences in this post.
You can add additional cardholders to your account for free and they will each qualify for a Pre-Check or Global Entry fee refund as well!
My whole family has Global Entry and it sure makes traveling a whole lot easier!
AMEX Offers and other benefits:
- Earn statement credits at stores that you register for in your AMEX account with AMEX Offers.
- Book through Fine Hotels & Resorts and get early check-in, a room upgrade, daily breakfast, Wi-Fi, guaranteed 4pm late checkout, and an additional unique amenity valued at $100.
- Business Platinum Concierge.
- Preferred Seating Program at select cultural and sporting events.
Premium AMEX Protections And Lost Item Protection:
- Cell Phone Protection.
- Trip delay insurance
- Trip cancellation and interruption insurance
- Baggage Insurance
- Purchase protection for lost, stolen, or broken items
- Return protection.
- Extended warranty
- If you need to dispute a charge there’s nobody who makes it easier or as pain-free as American Express does. It’s the easiest dispute resolution process in the industry by leaps and bounds and you can do it all online.
- See this post to see just how amazing AMEX benefits can be.
- Eligibility and Benefit level varies by Card. Terms, Conditions and Limitations Apply.
- Please visit americanexpress.com/benefitsguide for more details.
- Underwritten by New Hampshire Insurance Company, an AIG Company.
Business vs Consumer card:
AMEX business cards don’t appear on your credit report. That’s good for several reasons.
First of all they won’t count against your 5/24 count for opening new Chase cards. Only cards on your report that have been opened within the past 24 months count for that.
Second, when you spend money on personal cards your credit score will be hurt even if you pay your bill on time. A whopping 30% of your credit score is based on credit utilization. You can pay off your card bill before your statement is generated to avoid that, but that takes effort and laying out money well before you have to. Additionally it’s good to have the statement close with a couple dollars to show the card is active and being paid every month. On an AMEX business card it’s just not reported, so you can wait until the money is due without it having a negative effect on your score.
Third, if you close a business card it won’t ever have an effect on your score.
You may already have a business that needs a card to keep track of expenses. For example if your name is Joe Smith and you sell items online, or if you have any other side business and want a credit card to better keep track of business expenditures you can open a business credit card for “Joe Smith” as the business. You don’t need to file any messy government paperwork to be allowed to do that. Just be sure to select “Sole Proprietorship” as the business type and just use your social security number in the Tax Identification Number field
Will you apply for this offer?
For rates and fees of the AMEX Business Platinum Card, please visit here.